Customer tapping a card on a payment terminal at a Sacramento small business

Trusted Merchant Services Partner

Lower Expenses. Expand Operations. Plan Confidently.

Based in Sacramento and serving small businesses across the United States, GG Merchant Services LLC delivers next day funding, free terminal or subsidized POS systems for qualifying businesses, and honest merchant services — no contracts, no hidden fees. Proud partner of Paybotx, a California-based ISO operating since 2008.

Next Day
Funding available
Free
Terminal or subsidized POS if you qualify
Nationwide
Serving U.S. small businesses
24/7
Customer support

About Us

Your Trusted Partner in Merchant Services

Industry expertise, transparent merchant services, and trusted guidance — without contracts, without pressure, and focused on saving your business money. We deliver complete payment solutions built to fit how you operate today and as you grow.

Based in Sacramento, CA — serving small businesses nationwide across the United States

Paybotx logo

Proud partner of Paybotx, a California-based ISO operating since 2008

Every terminal we ship and every transaction we route runs on Paybotx's compliant, PCI-secure rails — backed by partnerships with Visa, Mastercard, American Express, Discover, and publicly-traded processors like Global Payments (NYSE: GPN) and Fiserv (NYSE: FI). This gives your business access to next day funding, free terminal or subsidized POS systems for qualifying businesses, and enterprise-grade payment technology with local, personal support.

Terminals & Point-of-Sale Solutions

From proprietary terminals to industry-leading POS platforms — including Clover, Valor Paytech, Dejavoo, Korona POS, and PAYS POS — we equip your business with powerful, reliable technology.

Our systems support dual pricing, cash discounts, tips, tax calculation, and robust reporting, all built in. Local setup and hands-on staff training ensure a smooth launch.

Mobile & On-the-Go Payments

Take payments anywhere with mobile terminals featuring tap-to-pay, Wi-Fi and cellular connectivity, and fully integrated reporting.

Perfect for curbside, events, delivery, and remote operations.

Online & Delivery Payments

Own your digital sales with direct online ordering and delivery solutions — including Dylish, an all-inclusive restaurant platform built as a lower-cost alternative to DoorDash and Uber Eats.

Dylish charges a competitive rate starting at 10% per transaction and includes comprehensive digital and physical setup tools. Get your own branded ordering platform, keep control of your customer data, and keep more of every order.

Modern payments. Local support. Real savings — built around your business.

Contact Us

Our Services

Solutions That Power Your Business

Comprehensive merchant services designed to reduce costs, improve efficiency, and help your business grow.

Popular

Cash Discount Programs

A Cash Discount Program allows your business to pass credit card processing fees directly to card-paying customers, while offering a discount to those who pay with cash.

  • Eliminate 2–4% in processing costs that eat into your margins
  • Compliant program that follows all state and federal regulations
  • No changes to your pricing structure — customers choose how to pay
  • Keep more of your hard-earned revenue month after month

A business processing $20,000/month in card transactions could save $4,800–$9,600 annually — money that goes straight back into your pocket.

Traditional Merchant Services

Traditional merchant services allow businesses to accept credit and debit card payments while the business covers the processing fees.

  • Fees deducted per transaction or reflected on a monthly statement
  • Pricing stays consistent for every customer, however they pay
  • Tailored to your individual business needs

Next Day Funding

Get your money faster with next day funding on eligible batches — better cash flow for payroll, inventory, and daily operations.

  • Next day deposits for qualifying merchants
  • Predictable cash flow you can plan around

Free Terminals & POS Systems

Qualifying businesses can receive a free terminal or subsidized POS system — or financing plans that avoid hefty upfront costs.

  • Free terminal or subsidized POS systems for qualifying businesses
  • No hefty upfront equipment costs
  • Promotional deals when terms apply

Front-Line Customer Service

Responsive, reliable customer service that puts your business first.

  • A dedicated representative — direct access and quick answers
  • A partner who understands your business, not a call center

No Contracts

Flexible merchant services with no contracts, no hidden fees, and no hassle.

  • No contracts
  • No penalties
  • Total flexibility

Equipment

POS Systems, Terminals & Mobile Solutions

A sample of the hardware and software we deploy for Sacramento businesses — from countertop terminals to full point-of-sale bundles, gateways, and phone-based payments.

Clover Mini — POS System offered by GG Merchant Services
POS System

Clover Mini

Compact countertop POS with built-in payments, receipts, and reporting.

Clover Flex — Mobile POS offered by GG Merchant Services
Mobile POS

Clover Flex

Handheld all-in-one for tableside, curbside, and on-the-go checkout.

KORONA POS Bundle — POS System offered by GG Merchant Services
POS System

KORONA POS Bundle

Full retail bundle with inventory, staff, and multi-location reporting.

PAYSPOS Station — POS System offered by GG Merchant Services
POS System

PAYSPOS Station

All-in-one touchscreen POS station with built-in printer, cash drawer, and kitchen display integration.

Dejavoo P8 Dual Screen — Terminal offered by GG Merchant Services
Terminal

Dejavoo P8 Dual Screen

Dual-screen smart terminal built for cash discount and dual pricing.

Valor VL550 — Terminal offered by GG Merchant Services
Terminal

Valor VL550

Countertop terminal with Wi-Fi and 4G, ideal for busy storefronts.

PAX A920 Pro — Wireless Terminal offered by GG Merchant Services
Wireless Terminal

PAX A920 Pro

Sleek Android terminal with long battery life for mobile merchants.

DejaPayPro Mobile — Mobile & Gateway offered by GG Merchant Services
Mobile & Gateway

DejaPayPro Mobile

Phone-based payments plus virtual terminal and gateway for invoices.

Don't see what you need? Ask us — we source gateways, accessories, and refurbished equipment too.

Transparent Pricing

Monthly Fees You Won't Pay With Us

Most processors bury extra charges in your statement. We don't. Here's what disappears when you switch to GG Merchant Services LLC.

Monthly Fees You Won't Pay With Us

  • PCI Compliance Fees($19–$99/mo)
  • Statement Fees($10–$25/mo)
  • Batch Fees
  • AVS Fees
  • Gateway Fees
  • Annual Fees
  • “Non-Compliance” Penalties
  • Junk Add-Ons Banks Sneak In

With Us

  • Transparent pricing
  • No junk fees
  • No surprises
  • You keep more of every transaction

Why Choose Us

Partner With a Team That Puts You First

At GG Merchant Services LLC, we believe in transparent, honest service. No tricks, no fine print — just reliable merchant services that help your business succeed.

  • Zero setup fees or hidden charges
  • Next day funding for qualifying merchants
  • Free terminal or subsidized POS systems for qualifying businesses
  • Fast approvals and setup time
  • 24/7 customer support when you need it
  • Month-to-month flexibility — no long-term contracts
  • Modern POS equipment with the latest technology
  • Competitive processing rates
  • Proud partner of Paybotx, a California-based ISO operating since 2008

Savings Calculator

$10,000
$1,000$500,000
3.0%
1.5%5.0%

Current Monthly Fees

$300

Potential Monthly Savings

$300

Annual Savings

$3,600

*Estimated savings based on our Cash Discount Program. Actual savings may vary based on your business type and transaction volume. This tool provides a general estimate, not a guarantee.

Not Sure If Cash Discount Is Right for You?

Get a free, no-obligation statement review. Email your most recent merchant processing statement (full month, PDF preferred) and we'll analyze it to show you:

  • Exactly how much you're paying in processing fees today
  • Hidden fees you may not even know about
  • Your potential savings with our Cash Discount Program
Send Your Statement for Free Review

Your information is kept completely confidential and will only be used to provide your savings analysis.

FAQ

Frequently Asked Questions

Straight answers about cash discount programs, California surcharging rules, and getting started with GG Merchant Services LLC.

A cash discount program gives customers a lower price when they pay with cash or check. Your posted prices are the card prices, and customers who pay with cash or check receive a discount at checkout. Surcharging, on the other hand, adds an extra fee when a customer pays with a credit card. With our Cash Discount Program, you keep more of every sale without adding a fee at checkout.

California Civil Code §1748.1 generally prohibits merchants from adding a surcharge to customers who pay by credit card. California's SB 478, the Honest Pricing Law effective July 2024, requires businesses to advertise the full price including all mandatory fees and prohibits hidden junk fees. At the federal level, Regulation Z (Truth in Lending Act) requires that any credit card surcharge be clearly disclosed before checkout and generally limits the surcharge to the merchant's actual cost of accepting the card. Because California's surcharge ban remains in effect, most California businesses cannot add a credit card surcharge, but they can offer a compliant cash discount program. We recommend reviewing your specific situation with a qualified attorney.

Onboarding typically takes 1–3 business days. You will need your business registration documents, tax ID, bank account verification, a copy of your driver's license, and a voided check. Our team guides you through every step via a secure digital portal. Equipment can be delivered and installed within 1–2 weeks.

We support all major U.S. card networks including Visa, Mastercard, American Express, and Discover. We also accept Apple Pay, Google Pay, and cryptocurrency payments (subject to approval).

On Instagram

Follow @paymentswithgg

See how we're helping small businesses in Sacramento and across the U.S. lower their processing costs and modernize their operations.

Visit Our Instagram

Get Started

Request Your Free Onboarding Consultation

Tell us a little about your business and we'll reach out to discuss your payment processing needs, potential savings, and next steps.

  • No obligation, no pressure
  • Free statement review and savings estimate
  • Next day funding and equipment options explained
  • Onboarding typically takes 1–3 business days

Prefer to talk now?

Call Grace (530) 304-1125 or email ggmerchantservicesllc@gmail.com.

Upload your most recent processing statement

PDF or image preferred. We'll review it and include a savings estimate in our reply.

Ready to Get Started?

Transform Your Payment Processing Today

Join Sacramento businesses that have reduced their processing costs and improved their operations with GG Merchant Services LLC.

Free consultations — no obligation

Based in Sacramento, CA — serving small businesses nationwide.